We provide an essential service for you
One of the most compelling benefits of partnering with Hodlxate is the ability to leverage your investment earnings to finance a home. The returns you gain from investing in property contracts can serve as an alternative way to fund your property purchase. Through our platform, you can explore various housing contracts and use your earnings as collateral or financing for buying your dream home.
Get StartedAt Hodlxate, we stand out as a reputable company committed to transforming the way people invest in real estate. Our approach is built on trust, innovation, and a proven track record, making us the ideal partner for your journey to homeownership.
At Hodlxate, we are more than just a real estate investment platform; we are your trusted partner in making the dream of homeownership a reality. Through our innovative house contracting model, we provide individuals with the opportunity to invest in property contracts, with the goal of using their saved investments to secure their future homes at a fraction of the cost of traditional methods.
The third asset identified and place into Hodlxate Estate Apartment Fund II (TPAF II) was Donald 98. Donald 98 was purchased out of foreclosure in April 2011 for $11,550,000. It took a few years and an additional $373,000 after the original purchase to close on the property’s final two units, which had previously been private-owned condos. The original acquisition loan had a principal amount of $9,241,000 and a fixed interest rate of 5.83%. This brought the total equity invested in the property to $3,100,000. Over the past nine years, the property has been a consistent cash producer for the fund, with quarterly distributions of cash flow from operations averaging 20.1%.
Results: In April 2020, Hodlxate Estate refinanced the property with a new Freddie Mac loan for $16,125,000, with a fixed rate of 3.16%. The loan has a 12-year term with six years of interest-only. This was possible because the property had appraised for $23,900,000 – 100.5% of the original purchase price. Despite the increased principal balance, the lower rate will reduce the annual debt service by more than $143,000. The net equity after the refinance is $11,183,744 – a 361% increase since acquisition.
In addition to a $3,533,927, 26.2% (non-taxable) return-of-capital distribution to the partners following the refinance, Hodlxate Estate is also reserving $3,408,744 for future improvements to the property to set the asset up for another long-term hold. Of those reserves, roughly $1.8 million will be spent in the coming months on parking lot resurfacing, new roofs, window repairs, exterior paint, siding repairs, and other deferred maintenance. The balance will be used to renovate the 120 units, common areas, and certain amenities. Though renovations are temporarily suspended during the Covid-19 pandemic, we will initiate the upgrades when confident of earning a 20% return on investment for the unit renovations.
Between the operating cash flow distributions and increase in equity, France 98 has produced a total average annual return to our partners of 35.43% per year for nine years. With this refinance, we look forward to another successful run for the property.
In September of 2017, Hodlxate Estate Apartment Fund VI, LLC purchased Brookes Edge for $34,920,000 investing $8,800,000 in capital and financing the balance with a floating rate bank loan. The Class A property was constructed in 2017 and was still in its initial lease up with only 70% of the apartments leased at the time of acquisition. This allowed TPAF VI to purchase the property at a discount to replacement cost, as it assumed the risk of leasing the remaining units. The property is now fully leased.
Results : According to a recent appraisal, the property value has increased to $41,000,000, or by roughly 20%. In November of 2019, TPAF IV significantly reduced the floating rate risk by refinancing the property with a new twelve-year fixed rate Fannie Mae loan allowing the Fund to make a $3,500,000 distribution to its investment partners. The rental activities of Brookes Edge have produced an 8% cash return since acquisition. When combined with the refinance distribution above, Brookes Edge has produced an average annual return of 26% to TPAF VI in just over two years.
At Hodlxate, we specialize in transforming the real estate investment process by offering a unique model centered around property contracts. Our platform allows investors to pool their capital into carefully structured contracts, which generate returns that can be used to secure affordable housing. Through our innovative approach, we bridge the gap between investment and homeownership, helping individuals make their dream homes a reality. By partnering with trusted realtors, we offer exclusive access to discounted properties, ensuring that when your contract matures, you’re ready to buy a property at a significantly lower cost.
At Hodlxate, we believe that success begins with meticulous planning and exceptional execution. Our Dedicated Production & Planning Teams are experts in their fields, working tirelessly behind the scenes to ensure that every aspect of your investment experience is seamless. From market analysis to property contract management, our team’s goal is to provide you with the best possible outcomes. Their in-depth knowledge and attention to detail ensure that your investment is secure, your goals are met, and your path to homeownership is clear.
Your success is at the heart of everything we do at Hodlxate. We are committed to providing you with the tools, expertise, and support you need to achieve your real estate investment goals. Whether you're new to the market or a seasoned investor, our team is here to guide you through every step of the process. From personalized advice to a user-friendly platform, we ensure you have everything you need to make informed decisions and secure your dream property. We’re not just about transactions; we’re about long-term relationships and helping you succeed in your financial and homeownership aspirations.
At Hodlxate, we understand the importance of fresh, high-quality experiences. Just as we value excellence in property contracting, we also place a premium on offering top-notch services. Our Premium, Fresh Cuisine Made Onsite reflects this commitment. Whether it's for our investor events, team meetings, or special occasions, we ensure that the food experience is as exceptional as the services we provide. With fresh, gourmet cuisine made onsite, we cater to the tastes and needs of our clients, ensuring that every moment with us is memorable and enriching..
At Hodlxate, we offer Flexible, Contemporary & Included Spaces that cater to a variety of needs. Whether you're hosting an investment meeting, looking for collaborative workspaces, or simply need an area to focus, our spaces are designed to offer both comfort and functionality. Equipped with the latest amenities and built with modern design principles, our spaces can be easily adapted to suit your specific requirements. We understand that flexibility is key in today’s fast-paced world, and our goal is to provide you with environments that foster productivity, creativity, and collaboration.
Our approach to design is rooted in Human-Centered Design, ensuring that every space is welcoming, functional, and designed with your comfort in mind. At Hodlxate, we focus on creating Friendly Spaces that promote productivity, connection, and well-being. Whether it’s a space for brainstorming, meetings, or casual collaboration, we prioritize your experience. Our designs are intuitive, ergonomic, and supportive of both individual and group needs, providing an environment where you can thrive, whether you're an investor, a partner, or a member of our team.
At Hodlxate, we stay ahead of the curve by offering Cutting-Edge Technology to streamline and enhance your real estate investment experience. Our platform incorporates the latest advancements in technology, ensuring that you have access to the most accurate data, the best investment opportunities, and seamless property transactions. From AI-driven property recommendations to real-time market analytics, our Broker Technology is designed to give you an edge in the competitive real estate market. We believe that leveraging the best tech tools is crucial to making smarter, more informed decisions and maximizing your investment returns.
With Hodlxate, your investment capital works towards your homeownership goals. Our contracts allow you to invest in properties, earn returns, and use those funds to purchase your dream home at a lower cost. Partnering ' with trusted realtors, we provide access to exclusive, affordable property deals.
The Penthouse is the epitome of luxury living. Situated at the top of the building, this exclusive residence offers stunning panoramic views and unparalleled privacy. With expansive floor plans, high-end finishes, and spacious terraces, a penthouse offers the ultimate in comfort and sophistication. Ideal for those who desire a lifestyle of luxury and convenience, the penthouse combines elegance and modern amenities to create a living space that is both private and prestigious. Whether you’re hosting a gathering or enjoying quiet moments, the penthouse offers an extraordinary setting for every occasion.
Our Studio apartments offer the perfect blend of style and functionality in a compact space. Designed for singles or couples, these open-concept apartments maximize every inch, providing a comfortable living area with all the essentials you need. The Studio is ideal for individuals seeking efficiency without compromising on modern living. Featuring high-quality finishes, these units provide a versatile space that can easily be tailored to your personal style. Whether you’re a busy professional or someone seeking a minimalist lifestyle, a studio apartment offers practicality with a modern edge.
The Duplex apartment is perfect for those who desire the space and feel of a traditional home, but with the convenience of apartment living. With two levels, the duplex offers more room to spread out and enjoy a sophisticated layout. The lower floor typically features open-concept living and dining spaces, while the upper floor is reserved for bedrooms and private retreats. This apartment type is ideal for families or individuals who desire a sense of separation between living and sleeping areas. With modern designs and ample square footage, the duplex provides a flexible and spacious home, offering both comfort and style.
For those who appreciate spaciousness and grandeur, our Double Height apartments offer an extraordinary living experience. With ceilings that soar to impressive heights, these apartments create a sense of openness and light, making every room feel expansive and inviting. Ideal for individuals or families who enjoy a feeling of grandeur, the double-height design emphasizes vertical space, allowing for impressive windows, statement furniture pieces, and unique architectural details. Whether you’re looking for a striking living room or an airy bedroom, the Double Height apartment provides a distinctive atmosphere that combines beauty with functionality.
“The team at Hodlxate went above and beyond to make sure I was informed at every step of my investment journey. Their transparency, guidance, and partnership with top realtors helped me secure my first home, and I couldn’t be happier with the results.
“Hodlxate helped me achieve my dream of homeownership faster than I ever thought possible. Their team made the investment process so easy to understand, and the returns on my investment allowed me to secure my dream property at a fraction of the cost. I can’t recommend them enough!.
"What sets Hodlxate apart is their commitment to my success. They took the time to understand my investment goals and provided personalized solutions that were both profitable and practical. With their help, I’m now on my way to owning multiple properties. A truly game-changing experience!".
We’re thrilled to announce that Hodlxate has strengthened its partnerships with top-tier real estate platforms, ensuring that our investors have access to the most exclusive, affordable properties in today’s competitive housing market. Through these collaborations, our clients can now enjoy even more discounted property deals, enabling you to move closer to your homeownership goals with greater ease.
At Hodlxate, we are always looking for innovative ways to enhance your investment experience. Our team is excited to introduce new, flexible investment plans that cater to both seasoned investors and beginners. With these updates, you can now invest in a wider variety of real estate contracts, earning even greater returns and advancing your path toward purchasing your dream home. Stay tuned for more exciting developments!
In response to client demand, Hodlxate has expanded its financing solutions for property acquisitions. We understand that securing a home can be challenging, which is why we’re introducing new, flexible financing options to help our investors turn their returns into homeownership. Whether you're looking for down payment assistance or full home financing, we’re here to provide the support you need to make your dream home a reality.
380 St Kilda Road, Melbourne
VIC 3004, Australia
Monday to Friday 09:00 to 18:30 and
Saturday we work until 15:30
We are always with you to solve your problem mail us : [email protected]
